I had Allstate for homeowners insurance. Hail storms, wind storms, etc etc, they’d all say “this roof has another 10 years”. After a bad hail storm an adjustor came out and outright contradicted himself on what is and isn’t hail damage. Denied a claim.
A couple years later we got the tail ends of a hurricane. Trees down, tore off an awning, the works. Adjustor comes out and says it’s not enough damage to replace the roof, only minor repairs on 2 slopes. I fought that shit for 15 months. 2 more adjustors came out and the last one I specifically pointed out new water damage on the ceilings in 4 separate locations in 4 separate rooms. At one point they said “why didn’t you put a tarp up?” To which I replied “why should I put a tarp up if there was no roof damage?”
They finally agreed to a new roof, and had to pay out to repair ceiling damage.
A month after construction was complete I cancelled the plan and moved to USAA (who is also a pain). I would still occasionally get calls from the local Allstate rep asking about switching back to which I tell them to fuck off.
I worked for both insurance companies, yeah they both do anything not to pay out claims.
I swear USAA used to be better, first time a door dasher crashed into my house they were along for the ride the whole time, the second time it happened I had to do all the legwork myself. Leagues different behavior, it’s like they’re just like the rest of the companies anymore.
Oh yeah, I had lightning strike a tree which jumped to the AC then some other electrical. Fried the AC, a tv, my security DVR, new GPU and 1 other small thing. I had an AC guy come out and declare it dead. She fucked around for a couple weeks, wouldn’t follow up, then went on vacation for 2 weeks, and when she got back they had to send out their own tRuStEd HVAC guy to do an inspection that I was not allowed to be in attendance for.
I finally got a new AC and everything was replaced but holy fuck that’s a nightmare to go through for something simple
Slop but not bad
Seems quite inhuman, does it not?
and that finally – and this goes for the capitalists too –
an inhuman power rules over everything.
It’s a shame there isn’t a better system. Absolutely nowhere in the world to look to for another way. Oh well.
/s
Guess who paid an ER bill in full today!
ER bill? Like, having to pay to go to the emergency room??
Weird.
Have you been through the appeals process before? If not this may be helpful: https://www.healthcare.gov/appeal-insurance-company-decision/internal-appeals/
Hope you can get this resolved.
I’m sorry that happened to you
