Mom and pops do more than just rent out basement suites. A lot of people own condos that they use for rental property and a lot extract as much rent as they can. Raising the prices of those early entrances homes.

We used to have government built supportive housing that has RGI rentals. These largely stopped being built by the mid 90s. There are options like coops, and plain old purpose built rentals that have valuations planned out over decades. That is where low income people are supposed to live, not underground.

Corporate landlords pay for that because that’s what it takes to upkeep a building. Otherwise you do what a lot of condos do which is hire agencies that exploit low payed recent immigrants. Buildings require money to upkeep and maintain. Mom and pops often delay repairs, repair with unqualified technicians, or go for the cheapest options. They are also more likely to violate people’s boundaries, as many young female renters can attest to. Further mom and pops frequently violate rights by banning stuff like alcohol, guests, and whatever behaviour they feel like because they bank on people not knowing their rights.

Mom and pops largely exist because Canada abandoned traditional savings programs like pensions as well as building social housing. This shift led to the rise of the mom and pop landlord where housing would appreciate drastically and new comers and the young would have their wealth extracted to fuel boomer and gen-X retirements. This has also systematically removed them from housing market as it further became a commodity.

You are not performing a charity by “allowing” someone to live, literally below you, for $1280/mo. Had “mom and pops” not over invested into the market then perhaps that person could afford an apartment, a condo, or even a starter home.

Weird because I’ve seen this exclusively from Mom & Pop landlords. Plenty of “mom and pops” personal-use evict their tenants all the time. There is arguably more stability from corporate landlords who do not have that option. You may be one of the “good ones” but it’s an extremely unbalanced relationship, and you are still squatting on an asset that someone needs for human life, extracting money that pays for you to do so, all while you gain equity.

Stability for both parties is always better and that’s what these legal protections do, they force the bad apples to comply.

Pet Bans have extremely limited standing in Ontario. It’s either condo boards, shared living space with your landlord, or directly impacting other tenants.

That’s stupid. Newer buildings in Toronto don’t have rent control already and abide by the same rules as Alberta. The problem is that they price you low to get you in the door and then jack up the rent by hundreds of dollars the next year to extort you. Either pay through the nose or leave.

What that gets you is people who have no long term place because there’s no stability. No community forms because there’s just a cycle of the next group being taken advantage of.

Owners don’t have their yearly fees dictated by the market. They have stability.

Rent should be set to the carrying cost of the unit, sometimes slightly below to account for equity gains. Housing isn’t an investment vehicle and if you’re going to treat it like one inflationary increases are definitely sufficient to squat on property while it gains equity.

Landlords can set the price appropriately on the initial lease, raise to whatever they want between tenants, and can get approved above guideline increases. I have never seen year-over-year prices lower in the same unit and what you’re doing is leaving the fate of an entire class of people at the whims of random individuals with all the power to extract as much as they possibly can from them for the sake of the “free market”.

Also Ontarios LTB is ‘broken’ because it’s been underfunded for years and our current conservative government refuses to expand. Ontarios population has grown rapidly over the last few decades and so has the population of renters. The LTBs service has essentially remained the same. That means that they do not have capacity to handle the population resulting in long wait times that make both sides of the table unhappy.

I agree it’s ridiculous that we still have this private monopoly running. IRRC the contract is coming up for renewal and they’ve already tried to get rid of it before but it would have resulted in billions in penalties. I hope they do get rid of the beer store, but fuck the cons.

So does Musi on iOS

Have more info on that? Are most owned by the same company?

I’m back on the dating scene in my early 30’s and I try to be hostile to their algorithm by force quitting and leaving the app closed which seems to trigger it to try and be more engaging.

I also tried gold only to have my filters just not work. Why would I be interested in matching someone 6000km away or someone with kids even though I’ve tried filtering them out? Ask Tinder I guess. Why would I pay for a service that doesn’t even work. Now that I’m not paying the “likes” seem to roll in even though I frequently run out of users for my area.

But if that’s the case just go to a club a pay for bottle service or something and invite some women to drink for free. Probably have better luck than trying to be splashy on Tinder hahaha

I believe the CEOs son has some special needs and he’s been big on pushing them to develop inputs methods that are accessible. It’s definitely getting better! As a gamer who’s been playing since they were a kid and now in my 30’s I’m starting to get RSI like issues and definitely appreciate some of these accessibility movements because they allow me to change up my input more often.

That’s ridiculous. I do put money away. The problem is that the size of downpayment needed is growing way faster than I could hope to save. How often do these adverse affects actually happen? Once or twice? You can also DIY.

Other things you can reliably budget for, new roof is every 20 years, maybe new appliances every 10 years. General upkeep? Renters do that already but you can DIY and you have a say in what happens.

Your argument is basically if you can’t save for a home while already paying for a home you can’t afford a home.

That’s ridiculous. I do put money away. The problem is that the size of downpayment needed is growing way faster than I could hope to save. How often do these adverse affects actually happen? Once or twice? You can also DIY.

Other things you can reliably budget for, new roof is every 20 years, maybe new appliances every 10 years. General upkeep? Renters do that already but you can DIY and you have a say in what happens.

Your argument is basically if you can’t save for a home while already paying for a home you can’t afford a home.

That’s me. I don’t have a mortgage, and don’t have a down payment so instead I just pay my landlords mortgage and then some. The best part is I can get personal use evicted at any point and instead of actually gaining equity I get nothing but another 30 day extension of having a roof. And at this rate that looks like it’ll be forever. If my landlord decides to kick me out I’ll likely have to leave the city and therefor my job.

Basically anything short of we’re going to expropriate land and build massive amounts of rgi’s and cooperatives will fix it on the supply side of the equation.

We need to tackle the problem at the source and that’s housing being used as an investment vehicle by wealthy people and corporations as a means of wealth extraction from the working class. It’s completely choking the economy.

I keep seeing them too! It’s always some “news report” looking format with either angry Justin or confident PP (weird how that works).

This is what I too. Collect the vaped bud in a freezer bag and then extract the remaining THC into edibles. Everyone loves them, it tends to be a strong and gentle high.

Same. Burn it all down. I’m tired of paying my landlord the equivalent of a mortgage for fuck all security because I don’t have enough for a downpayment.

Woo paying for ads! We’re back to cable.

Isn’t that technically salting the earth? Maybe in something like the Sahara but I don’t see like it’s a good idea.

Ours switched to attesting in the hr system. You don’t do your 3 days? That’s a paddlin’

If that’s the issue what about just cranking the vibration up so you can feel and hear it if you set it down?